Jumbo Loans in The Woodlands, Spring & Houston, TX

A jumbo loan finances a home priced above the 2026 conforming loan limit of $832,750. In neighborhoods like Carlton Woods, East Shore, Memorial, River Oaks, and West University, jumbo financing is common. Jumbo guidelines vary a lot from lender to lender, so this is where working with a broker who can shop multiple jumbo lenders really pays off.

Jumbo Loan Highlights

Loan amounts above $832,750, with options well into the millions.

Down payment options from 10% to 20%, depending on the lender and loan size.

Fixed and adjustable-rate options, including interest-only programs for qualified borrowers.

Primary homes, second homes, and investment properties.

What Lenders Look For

Jumbo lenders usually look for strong credit (often 700 or higher), a moderate debt-to-income ratio, and cash reserves after closing, often 6 to 12 months of payments. Self-employed buyers can use bank statement jumbo programs. I'll match your profile to the lender whose guidelines fit.

Why Work With Game On Mortgage?

I'm Andrew Hooey, an independent mortgage broker based in Spring, TX. Instead of offering one bank's products, I shop your loan across multiple wholesale lenders and bring back the option that fits you best. Game On Mortgage has funded over $150 million in loans with a 97% customer satisfaction rate, and we serve buyers and homeowners across Spring, The Woodlands, and the greater Houston area.

Related loan programs:Conventional Loans, Bank Statement Loans, DSCR & Investor Loans. See all loan programs.

Fill out the form for a quick quote, or call me directly at (713) 446-2420.

Andrew Hooey, NMLS #1808045. Game On Mortgage, LLC, NMLS #2468752. Not a commitment to lend. All loans subject to credit approval, property eligibility, and program guidelines. Program terms and limits are subject to change.