FHA Streamline Refinance in Spring, The Woodlands & Houston, TX

If you already have an FHA loan, an FHA Streamline Refinance is one of the fastest and simplest ways to lower your rate and monthly payment. It's designed to cut down on paperwork and closing time.

FHA Streamline Highlights

Usually no appraisal, so it can work even if your home's value hasn't gone up.

Reduced documentation compared with a standard refinance.

Partial refund of your upfront mortgage insurance if you refinance within three years of your current FHA loan.

Faster closings.

Basic Requirements

Your current loan must be an FHA loan, you need to be current on payments, and generally at least 210 days and six payments must have passed since your last closing. The refinance must also give you a real benefit, such as a lower combined rate and mortgage insurance payment. No cash out is allowed beyond a small amount. If you'd like to remove FHA mortgage insurance entirely, I'll also compare a refinance into a conventional loan.

Why Work With Game On Mortgage?

I'm Andrew Hooey, an independent mortgage broker based in Spring, TX. Instead of offering one bank's products, I shop your loan across multiple wholesale lenders and bring back the option that fits you best. Game On Mortgage has funded over $150 million in loans with a 97% customer satisfaction rate, and we serve buyers and homeowners across Spring, The Woodlands, and the greater Houston area.

Related loan programs:FHA Loans, Cash-Out Refinance, Conventional Loans. See all loan programs.

Fill out the form for a quick quote, or call me directly at (713) 446-2420.

Andrew Hooey, NMLS #1808045. Game On Mortgage, LLC, NMLS #2468752. Not a commitment to lend. All loans subject to credit approval, property eligibility, and program guidelines. Program terms and limits are subject to change.