(713) 446-2420

VA Loans in Spring, The Woodlands & Houston, TX

VA loans are one of the best benefits available to those who have served. Guaranteed by the U.S. Department of Veterans Affairs, they let eligible veterans, active-duty service members, and some surviving spouses buy a home with no down payment. I help veterans across Spring, The Woodlands, and greater Houston use this benefit well.

Andrew Hooey of Game On Mortgage, helping a Houston-area client with a VA loan

VA Loan Highlights

0% down payment for eligible borrowers.

No monthly mortgage insurance, which can save hundreds of dollars a month compared with other low-down-payment loans.

No VA loan limit for borrowers with full entitlement. You qualify based on income and credit.

Competitive rates and flexible credit guidelines.

VA funding fee that can be financed into the loan. Veterans who receive VA disability compensation are typically exempt.

Getting Started

The first step is your Certificate of Eligibility (COE), and I can usually pull it for you in minutes. From there we'll review your income and credit, get you pre-approved, and make sure your offer is strong. VA loans can be used more than once, so it isn't a one-time benefit.

Already Have a VA Loan?

A VA Streamline Refinance (IRRRL) can lower your rate with minimal paperwork and usually no appraisal.

Why Work With Game On Mortgage?

I'm Andrew Hooey, an independent mortgage broker based in Spring, TX. Instead of offering one bank's products, I shop your loan across multiple wholesale lenders and bring back the option that fits you best. Game On Mortgage has funded over $150 million in loans with a 97% customer satisfaction rate, and we serve buyers and homeowners across Spring, The Woodlands, and the greater Houston area.

Related loan programs:First-Time Home Buyer Loans, Cash-Out Refinance, Conventional Loans. See all loan programs.

Fill out the form for a quick quote, or call me directly at (713) 446-2420.

Andrew Hooey, NMLS #1808045. Game On Mortgage, LLC, NMLS #2468752. Not a commitment to lend. All loans subject to credit approval, property eligibility, and program guidelines. Program terms and limits are subject to change.