VA Streamline Refinance (IRRRL) in Spring, The Woodlands & Houston, TX

The VA Interest Rate Reduction Refinance Loan (IRRRL), also called a VA Streamline, lets veterans with an existing VA loan refinance to a lower rate quickly and with minimal hassle.

VA IRRRL Highlights

Usually no appraisal and reduced paperwork.

Reduced VA funding fee of 0.5%, and exempt veterans pay none.

Closing costs can be rolled into the loan.

Switch from an adjustable rate to a fixed rate.

Basic Requirements

Your current mortgage must be a VA loan, and you need to be current on payments. Generally at least 210 days and six payments must have passed since your last closing. The new loan must lower your rate (or move you from an ARM to a fixed rate), and the closing costs need to be recouped through monthly savings within 36 months. If you need to pull cash out, a cash-out refinance is the better fit.

Why Work With Game On Mortgage?

I'm Andrew Hooey, an independent mortgage broker based in Spring, TX. Instead of offering one bank's products, I shop your loan across multiple wholesale lenders and bring back the option that fits you best. Game On Mortgage has funded over $150 million in loans with a 97% customer satisfaction rate, and we serve buyers and homeowners across Spring, The Woodlands, and the greater Houston area.

Related loan programs:VA Loans, Cash-Out Refinance, FHA Streamline Refinance. See all loan programs.

Fill out the form for a quick quote, or call me directly at (713) 446-2420.

Andrew Hooey, NMLS #1808045. Game On Mortgage, LLC, NMLS #2468752. Not a commitment to lend. All loans subject to credit approval, property eligibility, and program guidelines. Program terms and limits are subject to change.